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Share-Secured Visa


An option available under our Gold Package, a Share-Secured Visa is a great way to establish or reestablish your credit history. It's simple and easy to open an account - in fact, for credit limits less than $1,000, you don't even need an application. Simply deposit an amount equal to the credit limit you want into a Share Savings account. You'll earn interest on the funds as long as they are pledged as security for your Secured Visa. Apply today and start enjoying the convenience and safety of an SchoolsFirst FCU Secured Visa.

Features
  • Credit limits up to $5,000
  • No annual, cash advance, or balance transfer fees*
  • Online and automatic payments available
  • Security and activation programs to help detect fraud, especially for Internet or telephone transactions
  • Worldwide acceptance at over 14,000,000 merchant locations
  • Access to more than 562,000 automatic teller and cash machines
  • 24-hour access to online banking and TellerPhone
*No grace period on cash advances, balance transfers, and convenience checks. Interest begins to accrue immediately.

  Annual Percentage Rate
(APR)
Loan Amount
Share-Secured Visa - No annual fee 13.90% Up to $5,000
SchoolsFirst FCU has a loan program, which features a range of interest rates for some of its consumer loans. A rate is based on a variety of factors, including the applicant's credit rating and SchoolsFirst FCU account history. Rate quoted is effective as of 11/20/2009 and is subject to change without notice.






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