New Rewards, New Features, New Benefits!
Every time you use your card for purchases, you can now rack up points to redeem for brand-name merchandise, popular gift cards, and dinner at your favorite restaurant, in addition to free airline travel and exciting vacation experiences. Apply today and begin earning points!
Choose from hundreds of rewards options!
Travel
Take a trip with our travel rewards. Fly free or book your next luxury hotel or cruise online!
Gift Cards
We’ve got all your favorite retailers and restaurants. Give them away or treat yourself.
Merchandise
Get the latest gadgets and fashions from our wide selection of brand-name electronics, photography, jewelry and more. Browse our online redemption site to check out all your options.
Experiences
Reward yourself with once-in-a-lifetime experiences and great memories. Play a round of golf, go for a hot air balloon ride, try out tandem skydiving and so much more.
Green Products
Put your points toward a cause. Choose from an array of green products including renewable energy credits, energy efficient electronics and more.
Reward Card Program Features
- All purchase amounts earn reward points
- Earn one point for every $1 spent
- Easy to maneuver redemption website
- 24/7 customer service for any program inquiries
- Book travel online 24/7; speak to a live travel agent Mon – Fri, 5:30 a.m. to 7 p.m.; Sat, 7 a.m. to 3:30 p.m. and Sun, 7 a.m. to 12 p.m.
Additional Information
- $45 annual fee (waived for the first year)
- No cash advance, balance transfer, or over limit fees (travel points are not earned for cash advance or balance transfer transactions)*
- Minimum 25-day, interest-free grace period on purchases**
- Online and automatic payments available
- Fraud detection security network
- Worldwide acceptance at over 23,000,000 merchant locations
- Access to more than 562,000 ATMs
- 24-hour access to online bankingand TellerPhone
- Lost or Stolen Card Reporting Service at 800.847.2113
- Rewards Redemption Center Service at 800.657.8187
* No grace period on cash advances, balance transfers, and Visa convenience checks. Interest begins to accrue immediately.
**When balance is paid in full each month.
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Annual Percentage Rate
(APR)
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Loan Amount
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Rewards Card -
Variable Rate
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8.15% -
17.90%
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Up to $25,000
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SchoolsFirst FCU has a loan program, which features a range of interest rates for some of its consumer loans.
A rate is based on a variety of factors, including the applicant's credit rating and SchoolsFirst FCU account history.
Rates quoted are effective as of 11/20/2009 and are subject to change without notice.
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