Home Equity Loan
15-Year Fixed Rate
(Primary Residence)
A home equity loan is a second mortgage on your property made in addition to your first mortgage.
The loan allows you to borrow against the equity you have established in your property for many
uses including remodeling, higher education, and landscaping.
Features
- No origination fees*
- No prepayment penalty*
- Condos and town homes are eligible*
- In-house servicing for the life of your loan
* Some restrictions apply. Click Terms & Conditions link below for details.
Rate
Range |
APR |
Max.
Loan1 |
Max.
CLTV1 |
Est.
Payment/
$1,000 |
7.500% -
8.000% |
7.500% -
8.000% |
$250,000 |
80% |
$9.27 -
$9.56 |
 |
1 This product is also offered up to 90% CLTV with a maximum loan amount of $100,000. The rate is 1% above the lowest rate listed in the range above based on specific qualifying credit criteria. Please call our Real Estate Lending department for details.
PLEASE BE ADVISED:
The pricing you may qualify for is based on factors including your credit rating and the combined
loan-to-value (CLTV) of your property. The pricing information is effective as of 11/20/2009
and is subject to change without notice. The interest rate and payments are fixed for a term up to
15 years; fully amortized. A completed application is required for a rate to be locked. Estimated
processing time: up to 30 days.
Questions? Call a real estate loan consultant at 714/258-4000 or 800/462-8328, extension 8288. Consultants are available Monday - Friday, from 8 a.m. to 7 p.m., and Saturday, from 9 a.m. to 3 p.m.
