Home Equity Loan
15-Year Fixed Rate
(Primary Residence)
A home equity loan is a second mortgage on your property made in addition to your first mortgage.
The loan allows you to borrow against the equity you have established in your property for many
uses including remodeling, higher education, and landscaping.
Features
- No origination fees*
- No prepayment penalty*
- Condos and town homes are eligible*
- In-house servicing for the life of your loan
* Some restrictions apply. Click Terms & Conditions link below for details.
Rate Range |
APR |
Max. Loan |
Max. CLTV |
Est. Pymt. /$1,000 |
7.500% - 8.000% |
7.500% - 8.000% |
$250,000 |
80% |
$9.27 - $9.56 |
| Rate |
APR |
Max. Loan |
Max. CLTV |
Est. Pymt. /$1,000 |
| 8.500% |
8.500% |
$100,000 |
90% |
$9.85 |
PLEASE BE ADVISED:
The rate you may qualify for is based on factors including your credit rating and the combined
loan-to-value (CLTV) of your property. A minimum credit qualifying score is required. Rates listed are
effective as of 3/14/2010 and subject to change without
notice. The interest rate and payments are fixed for a term up to 15 years, fully amortized.
An approved application is required for a rate to be locked.
Questions? Call a real estate loan consultant at 714/258-4000 or 800/462-8328, extension 8288. Consultants are available Monday - Friday, from 8 a.m. to 7 p.m., and Saturday, from 9 a.m. to 3 p.m.