30-Year Fixed Rate
Planning to stay in your new home for a while? A 30-year term provides lower monthly payments than our shorter-term loans. A fixed interest rate offers a consistent monthly payment amount for as long as you have the loan.
Features
- Low fees
- 45-day rate lock
- No prepayment penalty
30-Year Fixed (Conforming)
(Maximum Loan: $417,000)
| Rate | Points | APR | Est. Pymt./$1,000 |
| 4.875 | 0.875 | 5.04% | $5.29 |
| 5.125 | 0.000 | 5.22% | $5.44 |
| 5.250 | -0.875 | 5.27% | $5.52 |
30-Year Fixed (Jumbo)
(Maximum Loan: $1,500,000)
| Rate | Points | APR | Est. Pymt./$1,000 |
| 5.375 | 0.875 | 5.55% | $5.60 |
| 5.625 | 0.000 | 5.73% | $5.76 |
| 5.750 | -0.875 | 5.77% | $5.84 |
PLEASE BE ADVISED: The interest rates and associated points listed above are effective as of 11/20/2009, represent lowest pricing for each product, and are not intended to be inclusive or a commitment to the pricing for which you may qualify. We offer more rate/point combinations. The loan and accompanying interest rates, points, and annual percentage rates (APRs) you may qualify for are based on your credit history, loan-to-value (LTV), occupancy, property type, loan amount, loan purpose, and income/financial obligations. All loans are subject to a minimum credit qualifying score. Interest rates, points, and APRs are subject to change without notice.
The APRs and estimated payments are based on a loan amount of $350,000.
Not applicable to loan pre-approvals without property selected.
To speak to a real estate loan consultant, please call
714/258-4000 or 800/462-8328, extension 8288.
Consultants are available Monday - Friday, from
8 a.m. to 7 p.m., and Saturday, from 9 a.m. to 3 p.m.
