15-Year Fixed Rate
Our 15-year fixed rate mortgage loan allows you to take advantage of our low refinancing rates. You’ll build equity more quickly and pay less in interest over the life of the loan than with longer-term loans.
Features
- Low fees
- 45-day rate lock
- No prepayment penalty
15-Year Fixed (Conforming)
(Maximum Loan: $417,000)
| Rate | APR | Points | Est. Pymt./$1,000 |
| 4.125 | 4.42% | 1.000 | $7.46 |
| 4.375 | 4.52% | 0.000 | $7.59 |
| 4.625 | 4.63% | -1.000 | $7.71 |
15-Year Fixed (Jumbo)
(Maximum Loan: $1,500,000)*
| Rate | APR | Points | Est. Pymt./$1,000 |
| 4.625 | 4.93% | 1.000 | $7.71 |
| 4.875 | 5.03% | 0.000 | $7.84 |
| 5.125 | 5.13% | -1.000 | $7.97 |
*Loan amount over $1,000,000 requires an additional 0.500% rate adjustment.
PLEASE BE ADVISED: The interest rates, points, and APRs listed above are effective as of 03/12/2010 and examples of the loan pricing offered for a particular product. Loan pricing that you may qualify for can be different based on your credit history, loan-to-value (LTV), occupancy, property type, loan amount, loan purpose, and income/financial obligations. A minimum credit qualifying score is required. Payment examples do not include the cost of property taxes or insurance, so the actual payment obligation will be greater. Programs are subject to change without notice.
The APRs and estimated payments are based on a loan amount of $350,000.
Not applicable to loan pre-approvals without property selected.
Cash out refinance above 70% loan-to-value requires an additional 0.125% rate adjustment.
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>> Terms & Conditions
To speak to a real estate loan consultant, please call
714/258-4000 or 800/462-8328, extension 8288.
Consultants are available Monday - Friday, from
8 a.m. to 7 p.m., and Saturday, from 9 a.m. to 3 p.m.
