30-Year Fixed Rate
Refinancing your current higher-interest or adjustable rate mortgage with our 30-year fixed rate loan provides lower monthly payments and the convenience of a fixed monthly payment over the life of your loan.
Features
- Low fees
- 45-day rate lock
- No prepayment penalty
30-Year Fixed (Conforming)
(Maximum Loan: $417,000)
| Rate | APR | Points | Est. Pymt./$1,000 |
| 4.875 | 5.02% | 0.625 | $5.29 |
| 5.000 | 5.09% | 0.000 | $5.37 |
| 5.250 | 5.26% | -1.000 | $5.52 |
30-Year Fixed (Jumbo)
(Maximum Loan: $1,500,000)*
| Rate | APR | Points | Est. Pymt./$1,000 |
| 5.375 | 5.53% | 0.625 | $5.60 |
| 5.500 | 5.60% | 0.000 | $5.68 |
| 5.625 | 5.69% | -0.375 | $5.76 |
*Loan amount over $1,000,000 requires an additional 0.500% rate adjustment.
PLEASE BE ADVISED: The interest rates, points, and APRs listed above are effective as of 03/10/2010 and examples of the loan pricing offered for a particular product. Loan pricing that you may qualify for can be different based on your credit history, loan-to-value (LTV), occupancy, property type, loan amount, loan purpose, and income/financial obligations. A minimum credit qualifying score is required. Payment examples do not include the cost of property taxes or insurance, so the actual payment obligation will be greater. Programs are subject to change without notice.
The APRs and estimated payments are based on a loan amount of $350,000.
Not applicable to loan pre-approvals without property selected.
Cash out refinance above 70% loan-to-value requires an additional 0.125% rate adjustment.
To speak to a real estate loan consultant, please call
714/258-4000 or 800/462-8328, extension 8288.
Consultants are available Monday - Friday, from
8 a.m. to 7 p.m., and Saturday, from 9 a.m. to 3 p.m.
