Image of the SchoolsFirst FCU Share-Secured Mastercard.

Share-Secured Mastercard®

Fixed rate at

13.90 % APR1

SEE TERMS & CONDITIONS

APPLY NOW JOIN NOW

Take the next step toward managing credit wisely.

 

No cash advance, annual or balance transfer fees.†

 

Earn dividends on your deposit to steadily grow your savings.

 

Free identity theft monitoring and alerts, emergency wallet replacement and identity theft resolution services.‡

 

Use your card responsibly, for purchases just like any other credit card.

 

Eligible to trade up to an unsecured card with a lower rate and higher credit limit.2

 

Apple Pay®, Google WalletTM and Samsung PayTM.

Person at a laptop holding a SchoolsFirst FCU Share-Secured Mastercard.

Build or Repair Your Credit

If you're just getting started with credit, or need to re-establish it, our Share-Secured Mastercard can help. Deposit funds into a dividend-earning savings account with an amount that's equal to the credit limit you want. Use your card responsibly for purchases just like any other credit card. Make on-time payments and safely build a credit history using your own savings.

What You Get with Every Mastercard

  • No cash advance, annual or balance transfer fees.†
  • EMV chip-enabled technology to help protect you from fraud.
  • Free identity theft monitoring and alerts, emergency wallet replacement, and identity theft resolution services with Mastercard ID Theft ProtectionTM.‡
  • Apple Pay®, Google WalletTM and Samsung PayTM.
  • Enjoy access to Priceless®, an exclusive benefit for Mastercard cardholders that offers one-of-a-kind experiences and adventures.
  • Get your free credit score and customized reports from SavvyMoney.
  • Coverage for damage due to collision or theft with MasterRental Insurance when you use your card to reserve and rent a car.†‡
  • Up to 7% off on prepaid stays on Booking.com.‡†
  • Complimentary HealthLock Medical Claim Monitor membership plus a free 90-day upgrade to all HealthLock services.‡†
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Six Years in a Row

For six consecutive years, we've been recognized by Forbes as the No. 1 Best-In-State Credit Union in California.

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Managing Your Money

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6 Tips to Protect Your Credit Card

READ MORE ›

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The Impact of Saving More

CALCULATOR ›

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Financial Coaching with GreenPath

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Locations

We offer over 70 branches in California and 30,000+ ATM locations.

FIND A BRANCH OR ATM
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Disclosures

APR = Annual Percentage Rate.

  1. The APR is currently fixed and will remain fixed for a minimum of one-year after account opening. The APR is subject to change thereafter. See important terms, rates and fees.
  2. Application required. Subject to credit approval.

AGREEMENT AND DISCLOSURE STATEMENT  |  GUIDE TO BENEFITS

  • Foreign transaction fee: 2% of the transaction amount in U.S. dollars for School Employee, Inspire and Share-Secured credit cards, includes internet transactions made when you are in the United States, but the merchant processes the transaction in a foreign country. See disclosures for School Employee Mastercard, Inspire Mastercard, Rewards Mastercard and Share-Secured Mastercard.
  • To bring you this benefit, Mastercard has partnered with Generali, a global leader in identity protection for over 15 years.
  • Certain terms, conditions and exclusions apply. In order for coverage to apply, you must use your covered Mastercard card to secure transactions. Please refer to your Guide to Benefits for further details or call (800) 627-8372 for assistance.
  • Certain terms, conditions and exclusions apply. Please visit Mastercard to get full details.