COLLEGE SAVER SHARE CERTIFICATE

When you open a Youth Membership, you're preparing your child for the future. Opening a high-yield College Saver Share Certificate is an easy next step to help them build a college fund or save for other significant expenses — without the risk of investing.

You'll earn a dependable APY for each 12-month term.¹And unlike a standard share certificate, additional deposits can be made at any time for any amount. Use a College Saver Share Certificate alone or in addition to other college savings.

How it works

Open with as little as $200.
Make unlimited deposits at any time — there's no maximum balance.
Renew it every 12 months until the student reaches age 18.²
Savings are federally insured up to $250,000.³

How to qualify

Be a minor (17 years old or younger).

OPEN AN ACCOUNT

Call (800) 462-8328

Monday through Friday: 7 a.m. – 7 p.m.
Saturday: 9 a.m. – 3 p.m.

Visit

ANY SCHOOLSFIRST FCU BRANCH

Disclosures

APY=Annual Percentage Yield. Rate quoted is effective as of 01/14/2025 and subject to change daily. Minimum $200 required to earn advertised APY. Available only on Junior Varsity and Varsity accounts. College Saver Share Certificates must have a parent/legal guardian joint owner. Parent/legal guardian signature is required for all withdrawals; if there are two or more adult joint owners, the signatures of any two adult joint owners are required. Early withdrawal/account closure subject to penalty; fees may reduce earnings on the account.
At age 18, the College Saver Share Certificate will convert to a regular 12-month Share Certificate at the current rate, or if the balance is less than $500, the certificate will convert to a Share Savings (01) account.
The National Credit Union Share Insurance Fund (NCUSIF), an arm of the National Credit Union Administration (NCUA), federally insures SchoolsFirst FCU Members' deposits to the standard maximum share insurance amount of $250,000.