SCHOOLSFIRST RETIREMENT PLANNING
FINANCIAL REPRESENTATIVE - KIM NICOLAS
Irvine, Mission Viejo-Santa Margarita
Direct Line: (657) 650-9220
knicolas@schoolsfirstfcu.org
Support Team: (800) 462-8328, ext. 4116, option 1
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Kim is proud to work with school employees and enjoys helping Members save for the future. She understands how overwhelming it can be to come up with a plan and prioritize financial goals.
"It's easier to focus on short-term goals and not think about saving for something important like retirement," she says. She wants Members to become confident about their finances by having a plan to keep them on track.
Kim is a fully registered and licensed investment and retirement planning professional, and she is FINRA registered to sell securities. She earned a bachelor's degree in business administration from California State University, Fullerton.
In her spare time, Kim enjoys traveling; her goal is to visit all 50 states. She also loves baking for family and friends.
Kim Nicolas is a financial representative with, and securities are offered through LPL Financial (LPL), a registered broker-dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. SchoolsFirst Federal Credit Union and SchoolsFirst Retirement Planning are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using SchoolsFirst Retirement Planning and may also be employees of SchoolsFirst Federal Credit Union. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, SchoolsFirst Federal Credit Union or SchoolsFirst Retirement Planning. Securities and insurance offered through LPL or its affiliates are:
| Not Insured by NCUA or Any Other Government Agency | Not Credit Union Guaranteed | Not Credit Union Deposits or Obligations | May Lose Value |
Your Credit Union ("Financial Institution") provides referrals to financial professionals of LPL Financial LLC ("LPL") pursuant to an agreement that allows LPL to pay the Financial Institution for these referrals. This creates an incentive for the Financial Institution to make these referrals, resulting in a conflict of interest. The Financial Institution is not a current client of LPL for advisory services. Please visit www.lpl.com/disclosures/is-lpl-relationship-disclosure.html for more detailed information.
The LPL Financial registered representatives associated with this website may discuss and/or transact business only with residents of the states in which they are properly registered or licensed. No offers may be made or accepted from any resident of any other state.